{"id":3996,"date":"2026-06-25T10:49:43","date_gmt":"2026-06-25T10:49:43","guid":{"rendered":"https:\/\/vadakkencherry.online\/?page_id=3996"},"modified":"2026-06-29T10:37:42","modified_gmt":"2026-06-29T10:37:42","slug":"loan-product","status":"publish","type":"page","link":"https:\/\/vadakkencherry.online\/?page_id=3996","title":{"rendered":"Loan-product"},"content":{"rendered":"\t\t
\n\t\t\t\t
\n\t\t\t\t
\n\t\t\t\t\t
\n
\n
\n
\n Home<\/a><\/i>Loan Products<\/span>\n <\/div>\n

Our Loan Products<\/span><\/h1>\n

\n Comprehensive loan solutions tailored for every need \u2014 home,\n business, personal, and professional. We work with 20+ banks and\n NBFCs to get you the best rates.\n <\/p>\n <\/div>\n <\/div>\n <\/section>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t

\n\t\t\t\t
\n\t\t\t\t\t
\r\n
\r\n
\r\n \ud83c\udfe0 Home Loan<\/a>\r\n \ud83d\udc64 Personal Loan<\/a>\r\n \ud83d\udcbc Business Loan<\/a>\r\n \ud83c\udfea Shopkeeper Loan<\/a>\r\n \ud83c\udfd7\ufe0f Loan Against Property<\/a>\r\n \ud83d\udcb0 DOD Limit<\/a>\r\n \ud83d\udc54 Professional Loan<\/a>\r\n \ud83d\udcb3 CC OD Limit<\/a>\r\n \ud83d\udcb3 Credit Card<\/a>\r\n \ud83e\udeaa PAN Card<\/a>\r\n <\/div>\r\n <\/div>\r\n <\/section>\r\n\r\n
\r\n
\r\n
\r\n
\r\n
\r\n <\/i> Home Loan\r\n <\/div>\r\n

\r\n Realize Your Dream Home<\/span>\r\n <\/h2>\r\n

\r\n An amount being lent by various banks or NBFC to the individual to\r\n buy a house, purchase a plot, construct a house, repair & renovate\r\n the house. We help you find the best interest rates across 20+\r\n leading banks and NBFCs.\r\n <\/p>\r\n

\r\n
\r\n <\/i> Purchase of new\/old\r\n residential property\r\n <\/div>\r\n
\r\n <\/i> Plot purchase + construction\r\n loan\r\n <\/div>\r\n
\r\n <\/i> Home renovation and\r\n extension\r\n <\/div>\r\n
\r\n <\/i> Balance transfer with top-up\r\n option\r\n <\/div>\r\n
\r\n <\/i> Loan up to 90% of property\r\n value\r\n <\/div>\r\n <\/div>\r\n <\/i> Apply for Home Loan<\/a>\r\n \r\n \r\n \r\n\r\n \r\n \r\n <\/div>\r\n
\r\n
\r\n

Home Loan \u2014 At a Glance<\/h3>\r\n
\r\n Interest Rate<\/span> 6.80% \u2013 9% p.a.<\/span>\r\n <\/div>\r\n
\r\n Loan Amount<\/span>\u20b91 Lakh \u2013 \u20b95 Crore<\/span>\r\n <\/div>\r\n
\r\n Tenure<\/span>Up to 30 Years<\/span>\r\n <\/div>\r\n
\r\n LTV Ratio<\/span>Up to 90%<\/span>\r\n <\/div>\r\n
\r\n Processing Time<\/span>7\u201315 Working Days<\/span>\r\n <\/div>\r\n
\r\n Eligibility<\/span>Salaried \/ Self-Employed<\/span>\r\n <\/div>\r\n <\/div>\r\n \r\n \r\n

\r\n Note:<\/strong> Interest rates may vary depending on your CIBIL score,\r\n salary\/business profile, loan amount, and lender eligibility criteria.\r\n<\/p>\r\n <\/div>\r\n <\/div>\r\n <\/div>\r\n <\/section>\r\n \r\n

\r\n
\r\n
\r\n
\r\n
\r\n <\/i> Personal Loan\r\n <\/div>\r\n

\r\n Quick Funds for\r\n Any Purpose<\/span>\r\n <\/h2>\r\n

\r\n Get instant personal loans with minimal documentation. Whether\r\n it's a medical emergency, wedding, education, travel, or home\r\n appliance \u2014 we get you funded fast with competitive rates from top\r\n lenders.\r\n <\/p>\r\n

\r\n
\r\n <\/i> No collateral required\r\n <\/div>\r\n
\r\n <\/i> Disbursal in 24\u201372 hours\r\n <\/div>\r\n
\r\n <\/i> Flexible repayment tenure\r\n <\/div>\r\n
\r\n <\/i> Minimal documentation\r\n <\/div>\r\n
\r\n <\/i> For salaried and\r\n self-employed\r\n <\/div>\r\n <\/div>\r\n <\/i> Apply for Personal Loan<\/a>\r\n <\/div>\r\n
\r\n
\r\n

Personal Loan \u2014 At a Glance<\/h3>\r\n
\r\n Interest Rate<\/span>9.5% \u2013 16% p.a.<\/span>\r\n <\/div>\r\n
\r\n Loan Amount<\/span>\u20b950,000 \u2013 \u20b940 Lakhs<\/span>\r\n <\/div>\r\n
\r\n Tenure<\/span>1 \u2013 5 Years<\/span>\r\n <\/div>\r\n
\r\n Processing Time<\/span>24 \u2013 72 Hours<\/span>\r\n <\/div>\r\n
\r\n Age Criteria<\/span>21 \u2013 60 Years<\/span>\r\n <\/div>\r\n
\r\n Min. Income<\/span>\u20b915,000\/month<\/span>\r\n <\/div>\r\n <\/div>\r\n \r\n

\r\n Note:<\/strong> Interest rates may vary depending on your CIBIL score,\r\n salary\/business profile, loan amount, and lender eligibility criteria.\r\n<\/p>\r\n \r\n <\/div>\r\n <\/div>\r\n <\/div>\r\n <\/section>\r\n \r\n \r\n

\r\n
\r\n
\r\n
\r\n
\r\n <\/i> Business Loan\r\n <\/div>\r\n

\r\n Fuel Your\r\n Business Growth<\/span>\r\n <\/h2>\r\n

\r\n Grow your business with flexible working capital loans and term\r\n loans. Whether you are expanding operations, purchasing equipment,\r\n or managing cash flow \u2014 we help SMEs and MSMEs get the right\r\n funding.\r\n <\/p>\r\n

\r\n
\r\n <\/i> Working capital loans\r\n <\/div>\r\n
\r\n <\/i> Business expansion financing\r\n <\/div>\r\n
\r\n <\/i> Equipment and machinery\r\n loans\r\n <\/div>\r\n
\r\n <\/i> MSME & Mudra loan guidance\r\n <\/div>\r\n
\r\n <\/i> Collateral & non-collateral\r\n options\r\n <\/div>\r\n <\/div>\r\n <\/i> Apply for Business Loan<\/a>\r\n <\/div>\r\n
\r\n
\r\n

Business Loan \u2014 At a Glance<\/h3>\r\n
\r\n Interest Rate<\/span>Starting 11% p.a.<\/span>\r\n <\/div>\r\n
\r\n Loan Amount<\/span>\u20b91 Lakh \u2013 \u20b92 Crore<\/span>\r\n <\/div>\r\n
\r\n Tenure<\/span>1 \u2013 7 Years<\/span>\r\n <\/div>\r\n
\r\n Processing Time<\/span>3 \u2013 7 Working Days<\/span>\r\n <\/div>\r\n
\r\n Business Vintage<\/span>Min. 2 Years<\/span>\r\n <\/div>\r\n
\r\n Annual Turnover<\/span>As per lender criteria<\/span>\r\n <\/div>\r\n <\/div>\r\n <\/div>\r\n <\/div>\r\n <\/div>\r\n <\/section>\r\n \r\n
\r\n
\r\n
\r\n
\r\n
\r\n <\/i> Shopkeeper Loan\r\n <\/div>\r\n

\r\n Special Loans for\r\n Retail Traders<\/span>\r\n <\/h2>\r\n

\r\n Dedicated loan products designed specifically for shop owners,\r\n retailers, and traders. Stock up inventory, renovate your shop, or\r\n manage seasonal cash flow needs with easy-to-get shopkeeper loans.\r\n <\/p>\r\n

\r\n
\r\n <\/i> Designed for retail shop\r\n owners\r\n <\/div>\r\n
\r\n <\/i> Inventory financing\r\n available\r\n <\/div>\r\n
\r\n <\/i> Shop renovation & expansion\r\n <\/div>\r\n
\r\n <\/i> Minimal documentation\r\n <\/div>\r\n
\r\n <\/i> Quick disbursal\r\n <\/div>\r\n <\/div>\r\n <\/i> Apply for Shopkeeper Loan<\/a>\r\n <\/div>\r\n
\r\n
\r\n

Shopkeeper Loan \u2014 At a Glance<\/h3>\r\n
\r\n Loan Amount<\/span>\u20b950,000 \u2013 \u20b950 Lakhs<\/span>\r\n <\/div>\r\n
\r\n Tenure<\/span>1 \u2013 5 Years<\/span>\r\n <\/div>\r\n
\r\n Who Can Apply<\/span>Retail Shop Owners<\/span>\r\n <\/div>\r\n
\r\n Collateral<\/span>Optional (based on amount)<\/span>\r\n <\/div>\r\n
\r\n Processing Time<\/span>3 \u2013 5 Working Days<\/span>\r\n <\/div>\r\n <\/div>\r\n <\/div>\r\n <\/div>\r\n <\/div>\r\n <\/section>\r\n \r\n
\r\n
\r\n
\r\n
\r\n
\r\n <\/i> Loan Against Property\r\n <\/div>\r\n

\r\n Unlock Your\r\n Property's Value<\/span>\r\n <\/h2>\r\n

\r\n A secured loan availed against a commercial or residential\r\n property kept as collateral with the lender. Get large loan\r\n amounts at lower interest rates by leveraging your property.\r\n Suitable for business needs, education, medical expenses, or any\r\n major expenditure.\r\n <\/p>\r\n

\r\n
\r\n <\/i> Residential & commercial\r\n property accepted\r\n <\/div>\r\n
\r\n <\/i> Up to 70\u201380% of property\r\n value\r\n <\/div>\r\n
\r\n <\/i> Long repayment tenure up to\r\n 15 years\r\n <\/div>\r\n
\r\n <\/i> Lower interest than personal\r\n loans\r\n <\/div>\r\n
\r\n <\/i> Continue using your property\r\n <\/div>\r\n <\/div>\r\n <\/i> Apply for LAP<\/a>\r\n <\/div>\r\n
\r\n
\r\n

LAP \u2014 At a Glance<\/h3>\r\n
\r\n Interest Rate<\/span>Starting 9% p.a.<\/span>\r\n <\/div>\r\n
\r\n Loan Amount<\/span>\u20b95 Lakhs \u2013 \u20b910 Crore<\/span>\r\n <\/div>\r\n
\r\n Tenure<\/span>Up to 15 Years<\/span>\r\n <\/div>\r\n
\r\n LTV Ratio<\/span>Up to 80%<\/span>\r\n <\/div>\r\n
\r\n Property Type<\/span>Residential \/ Commercial<\/span>\r\n <\/div>\r\n <\/div>\r\n <\/div>\r\n <\/div>\r\n <\/div>\r\n <\/section>\r\n \r\n
\r\n
\r\n
\r\n
\r\n <\/i> More Products\r\n <\/div>\r\n

More Financial Services<\/span><\/h2>\r\n
<\/div>\r\n <\/div>\r\n
\r\n
\r\n
<\/i><\/div>\r\n

DOD Limit<\/h4>\r\n

\r\n Demand Overdraft (DOD) facility provides flexible short-term\r\n credit limits for businesses. Draw funds as needed and pay\r\n interest only on the amount used.\r\n <\/p>\r\n Enquire Now <\/i><\/a>\r\n <\/div>\r\n

\r\n
<\/i><\/div>\r\n

Professional Loan<\/h4>\r\n

\r\n Loan facilities granted to working professionals like doctors,\r\n lawyers, chartered accountants, architects seeking funds for\r\n practice setup or expansion.\r\n <\/p>\r\n Enquire Now <\/i><\/a>\r\n <\/div>\r\n

\r\n
<\/i><\/div>\r\n

CC OD Limit<\/h4>\r\n

\r\n Cash Credit is a short-term business loan for quick working\r\n capital. Overdraft facility provides long-term financial\r\n assistance against assets or credit history.\r\n <\/p>\r\n Enquire Now <\/i><\/a>\r\n <\/div>\r\n

\r\n
<\/i><\/div>\r\n

Credit Card Services<\/h4>\r\n

\r\n Premium credit cards from top banks with best cashback, reward\r\n points, airport lounge access, and zero annual fee options for\r\n salaried and self-employed individuals.\r\n <\/p>\r\n Apply Now <\/i><\/a>\r\n <\/div>\r\n

\r\n
<\/i><\/div>\r\n

PAN Card Services<\/h4>\r\n

\r\n A permanent account number (PAN) is a ten-character alphanumeric\r\n identifier issued by the Indian Income Tax Department. Fast and\r\n hassle-free PAN application and correction services.\r\n <\/p>\r\n Apply Now <\/i><\/a>\r\n <\/div>\r\n <\/div>\r\n <\/div>\r\n <\/section>\r\n \r\n \r\n

\r\n
\r\n
\r\n

Need Help Choosing the Right Loan<\/span>?<\/h2>\r\n

\r\n Our expert team will analyze your requirements and match you with\r\n the best loan product at the lowest interest rate from our network\r\n of 20+ banks and NBFCs.\r\n <\/p>\r\n

\r\n <\/i> Talk to a Loan Expert<\/a>\r\n <\/i> View Skill Courses<\/a>\r\n <\/div>\r\n <\/div>\r\n <\/div>\r\n <\/section>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"

HomeLoan Products Our Loan Products Comprehensive loan solutions tailored for every need \u2014 home, business, personal, and professional. We work with 20+ banks and NBFCs to get you the best rates. \ud83c\udfe0 Home Loan \ud83d\udc64 Personal Loan \ud83d\udcbc Business Loan \ud83c\udfea Shopkeeper Loan \ud83c\udfd7\ufe0f Loan Against Property \ud83d\udcb0 DOD Limit \ud83d\udc54 Professional Loan \ud83d\udcb3 CC […]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"elementor_header_footer","meta":{"footnotes":""},"class_list":["post-3996","page","type-page","status-publish","hentry"],"_links":{"self":[{"href":"https:\/\/vadakkencherry.online\/index.php?rest_route=\/wp\/v2\/pages\/3996","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/vadakkencherry.online\/index.php?rest_route=\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/vadakkencherry.online\/index.php?rest_route=\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/vadakkencherry.online\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/vadakkencherry.online\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=3996"}],"version-history":[{"count":44,"href":"https:\/\/vadakkencherry.online\/index.php?rest_route=\/wp\/v2\/pages\/3996\/revisions"}],"predecessor-version":[{"id":4563,"href":"https:\/\/vadakkencherry.online\/index.php?rest_route=\/wp\/v2\/pages\/3996\/revisions\/4563"}],"wp:attachment":[{"href":"https:\/\/vadakkencherry.online\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=3996"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}